Among other things we begin by

1. Taking a physical inventory of all the personal property destroyed and

2. Preparing an on the site field scope of the damage to the building

These are both then entered into a computer program whish renders a detailed estimate based on current market prices. For example, on the building claim the prices for labor and materials are calculated on those in the Chicagoland area NOT THE NATIONAL AVERAGE, which is less. Thereafter we review your policy of insurance to make sure all provisions in your policy are properly fulfilled. This involves numerous steps of which you may know little or nothing, but can make a significant difference in the amount of the final settlement and payment to you. These estimates or scopes of damage as they are called in the industry are then fully reviewed with you and upon your approval forwarded to the insurance company as a demand for payment and settlement of your respective claims.

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